Author: Liam Vance

I remember the first time I sat down with a financial advisor and had to answer the big question: "How much should I save each month for retirement?" It felt like a punch to the gut. The truth is, the answer isn't one-size-fits-all.  But after crunching the numbers, setting goals, and getting real about my future, I discovered some key insights that made it much easier to figure out the right savings plan for me. I used to think retirement was something that I could think about later—after all, it felt so far off. But here's the thing: the earlier you start saving, the less you’ll need to set aside each month thanks to the power of compound growth.  You see, small contributions made early on can snowball into big savings over time. Let's break down how to set yourself up for financial s...

Portland, Oregon, is often referred to as the coffee capital of the U.S., and for good reason. With so many top-rated coffee shops serving up meticulously crafted brews, it’s a city where coffee culture thrives.  I’ve spent countless hours sipping, savoring, and discovering the best spots to fuel my caffeine cravings, and today, I’m sharing my ultimate guide to the top-rated coffee shops in Portland, Oregon. Whether you're a local or a visitor, these coffee spots are sure to impress. What's Unique About Each Coffee Shop's Atmosphere? Every coffee shop in Portland has its own vibe, and it’s one of the things I love most about the city's coffee culture. The atmosphere can completely change the way you experience a cup of coffee.  Some spots are cozy hideaways, perfect for remote work...